Terms and Conditions

Conditions of Use

By using this website and all others owned and maintained by Acacia Insurance Managers LLC, you agree to the following terms and conditions so please read them carefully. These terms and conditions may be revised at any time by our updating this notice and posting it on our website. You are bound by any such revisions if you continue to use the website after we have posted the changes; and we suggest that you periodically visit this page to review the most recent Terms & Conditions. If you decide to purchase insurance products or services from Acacia Insurance Managers LLC the terms and conditions specified in your policy or agreement with Acacia Insurance Managers LLC will apply. All references to “Acacia” and “Acacia MGA” include Acacia Insurance Managers LLC and its affiliates listed below.

Restrictions on Use of Materials

This website is owned and operated by Acacia Insurance Managers LLC. Except as otherwise expressly permitted in writing by Acacia Insurance Managers LLC, no materials from this website or any website owned, operated, licensed or controlled by Acacia Insurance Managers LLC may be copied, reproduced, republished, uploaded, posted, transmitted, hyperlinked, or distributed in any way. You may download material displayed on this website for your use only and provided you do not remove any copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, link or use the content of this website for public or commercial purposes, including the text, images, audio, and video without Acacia Insurance Managers LLC’s written permission.

Trademarks & Copyright

All trademarks, services marks, trade names, logos, icons and domain names located on this website are the property of Acacia Insurance Managers LLC and others. Nothing contained on the website should be construed as granting, by implication or otherwise, any license or right to use any trademark, service mark, trade name, logo, icon and domain name displayed on this website without the written permission of Acacia Insurance Managers LLC or third party that may own such marks or names displayed on this website. Your use of the trademarks, service marks, trade names, logos, icons and domain names displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited. Images displayed on this website are either the property of, or used with permission by, Acacia Insurance Managers LLC. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

Links to Other Websites

This website is hyperlinked to other websites which are not maintained or controlled by Acacia Insurance Managers LLC. Acacia Insurance Managers LLC is not responsible for the content of those websites. The inclusion of any hyperlinks to such websites does not imply approval of or endorsement by Acacia Insurance Managers LLC of those websites, their content or their products and services. If you have difficulty linking to any hyperlinked websites or to report a dead (non-working) link, please send us an e-mail at:service@acaciamga.com .


The information and descriptions contained on our website are not intended to be complete descriptions of all terms, exclusions and conditions applicable to every insurance product or service offered by Acacia Insurance Managers LLC, but are provided ‘as is’ and for general informational purposes. Acacia Insurance Managers LLC makes no representations or warranties that the materials are suitable for your needs, are complete, timely, reliable, or are free from errors, inaccuracies or typographical mistakes. Acacia Insurance Managers LLC does not warrant that the website will operate error free or is free from viruses, worms, Trojan horses or other destructive or harmful code. Acacia Insurance Managers LLC also assumes no responsibility, and shall not be liable for, any damages to your computer equipment or other property as a result of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website or arising in connection with any failure of performance, error, omission, interruption, defect, computer virus, delay in operation or transmission, or line or system failure.


Limitation of Liability

To the maximum extent provided by law Acacia Insurance Managers LLC shall not be liable to you for damages of any kind whatsoever including, but not limited to, direct, indirect, consequential, special, incidental, including without limitation, lost profits or damages resulting from lost data or business interruption, or punitive damages of any kind whatsoever that may result from your use of or inability to use this website or the materials or services provided on this website or the products or services received from this website. Exemptions of implied warranties may not be allowed in all jurisdictions.

Canceling and Refunding a Policy

Acacia Insurance Managers LLC reserves the right to cancel policies within the first 60 days of New Business coverage due to any of the following lawful reasons:
-Failure to Disclose Driving History (claims, tickets, arrests)
-Incomplete or Inaccurate data on Application of Coverage
-New Claim filed within 60 days of inception
-Failure to provide documentation or information requested by Acacia Insurance Managers LLC pertaining to the policy

Insured’s reserve the right to cancel their policies at any time with Acacia Insurance Managers LLC in the event that one or more of the following occurs:
-An accident results in a total loss of the vehicle(s) on the policy
-Coverage has been provided by another Insurance Premium Finance Company
-Death of the Named Insured (with Power of Attorney)
-Moving out of state where coverages can be provided by Acacia Insurance Managers LLC
-Military or Active Duty Services

All request for Cancellation must be submitted to Acacia Insurance Managers LLC in writing and signed by the Named Insured policyholder with reason for cancellation & appropriate documentation if necessary.  

Under Sec 651.161 & Sec 651.158, Acacia Insurance Managers LLC must comply with all of the following:
-Mail a written 10 day notice of cancellation to the insured party & any loan holders or other affiliated interests. Cancellation may not take place until the 10th day after the notice is mailed.
-If the crediting of the return premiums to the account of an Insured results in an excess over the amount due to the Company, Acacia Insurance Managers LLC shall refund the excess to the Insured.
-If the amount of credited funds owed is less than $5.00, the Insured is not entitled to any refund.
-Acacia Insurance Managers LLC collects the entire ‘Policy Fee’ of any written business unless business is flat cancelled to inception
-Any policy paid in full by the Insured that is cancelled prior to the term ending date, will be issued a refund for the unused dates minus any fees per the Company & any coverage time provided before the date of cancellation.

Jurisdictional Issues

Acacia Insurance Managers LLC makes no representation that all insurance products and services on this website are appropriate or available for use in your state. Some insurance products and services may not be available in all states or jurisdictions. If you choose to access this website you do so on your own initiative and are responsible for compliance with any local, state and federal laws. The information contained on this website is not an offer to sell or a solicitation to buy, any insurance product or service. No insurance product or service is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the insurance or other laws of such jurisdiction. Use of this site will be governed and construed in accordance with the laws of the State of Texas.

Software Licenses

You acknowledge that any software available or provided to you on this website may contain technology that is subject to strict controls by various agencies of the United States Government pursuant to United States export control laws and regulations. You hereby agree that you will not transfer or export such software from the United States (including, for example, providing such software to any foreign person or entity in the United States) or re-export such software outside the United States in violation of United States export laws and regulations. Acacia Insurance Managers LLC does not authorize the downloading or exportation of any software or technical data from this website to any jurisdiction prohibited by the United States export controls laws and regulations.


Please review Acacia Insurance Managers LLC’s Internet Privacy Policy. The INTERNET PRIVACY POLICY explains what information Acacia Insurance Managers LLC may collect from you on our website and how we will use and protect your information. We do not collect any personally identifiable information on our website unless you provide it to us.

Company Information
The term ‘Acacia Insurance Managers LLC’ as used in these Terms & Conditions means:
Acacia Insurance Managers LLC, which is domiciled in Texas and is licensed in Texas.
The Acacia Insurance Managers LLC company listed above has a principal place of business at Po Box 5489, Frisco TX, 75034
The websites of other Acacia Insurance Managers LLC subsidiaries and affiliates not listed above, and which may be hyperlinked
to this website, contain separate Terms & Conditions for Use and separate Privacy Statements applicable to those websites. They can be reviewed on the subsidiary or affiliate specific website.